Is Hail Damage Covered Under My Auto Insurance Policy?

Hail can damage your car’s exterior in just a few minutes time. There are times, however, when your car insurance will cover both hail and storm damage, but you must have the right type of insurance in place. The Options Insurance Agency offers all types of auto insurance coverage to residents who live in the Hershey, PA area. A simple phone call to one of their reputable agents will ensure that you have the coverage you need to protect your car.

Comprehensive Coverage 

Comprehensive coverage is the only type of insurance that will cover hail and storm damage. Liability only covers damages and injuries sustained by others if you are involved in an accident. Collision insurance covers damages to your vehicle that occur when you are involved in an accident. Comprehensive covers both collision and liability as well as many other types of claims such as theft and vandalism. 

Protect Your Vehicle

There are many ways you can protect your vehicle from hail and storm damage. If it’s at all possible, park your car in a garage or under a cover of some type, like a carport or overhang. If you don’t have anywhere safe to park your car to get it out of the elements, purchase a car cover and put it on whenever a storm approaches.

Hershey, PA residents can call the licensed agents at Options Insurance Agency to get a quote for a new auto insurance policy or get a review of an existing policy. By scheduling an appointment with one of the agents, you will be able to get the answers you need to make the right choice in terms of what type of policy is best for your individual needs. Call today!