Three Reasons to Get Full Coverage Auto Insurance

When buying auto insurance, you’ll be faced with multiple options, including full coverage insurance. Full coverage auto insurance does cost a little more than liability insurance, but there are many benefits that you may appreciate.

If you have questions about full coverage auto insurance, the team at Options Insurance Agency serving Hershey, PA, can help you decide if this is the correct type of insurance for you. Here’s what you need to know. 

1. Your Vehicle Damage Will Be Covered

Liability insurance only covers damage to the other party’s vehicle if you are at fault for the accident. If you have full coverage auto insurance, damage to your vehicle will be covered.

Your insurance may repair your vehicle for various covered events, including fire, theft, damage from hitting an object, and vandalism. If you are in an accident, full coverage insurance will cover the cost of repairing your vehicle after you’ve paid the deductible. 

2. You’ll Have Roadside Assistance

A typical full coverage policy will offer roadside assistance. If your vehicle breaks down or gets a flat tire, your roadside assistance may pay to tow your vehicle and help you get back to safety. Find out the details of your roadside assistance coverage by talking to your insurance professional. 

3. You May Be Required to Get Full Coverage

If you’re getting a car loan, you may be required to pay for full auto insurance coverage. If this is the case, your insurance agent at Options Insurance Agency, serving Hershey, PA, can help you find the right full-coverage insurance policy for your needs. Call today to learn more.