When you are looking for commercial insurance in Pennsylvania, you will need liability insurance to protect you from financial risks and accidents. Commercial liability insurance will cover medical expenses and legal costs if you are found to be liable for an accident or civil or personal injury.

At Options Insurance Agency, knowing how much to get is half the battle. We help Hershey, PA business owners determine the right amount of liability coverage for their business needs.

Learn more about how to get the right amount of coverage.

Business Details Matter

It is impossible to predict an accident, that is why they are called accidents. There are still ways to determine your liability coverage. Your business details matter.

The kind of business you have and how big it is will be the two most important details when determining your liability. If you are making a nice profit, you stand to lose that if a liability arises.

Where your business is located, and the number of employees you have will also matter. The level of experience that your employees have also plays a role in determining your liability coverage.

In a nutshell, the amount of risk that you assume by opening and running your business will determine the amount of liability coverage that you need.

Additional Commercial Insurance Options

When you run a business, you may have risks beyond what your general liability coverage can offer. There are additional commercial insurance options in Pennsylvania that can help you have the most thorough coverage. Professional liability coverage, directors’ and officers’ insurance, and errors and omissions insurance are a few.

You may also want to invest in cybersecurity insurance and other forms of commercial insurance that will protect your business assets.

Get a Quote

When you have a business, you want the doors to stay open. At Options Insurance Agency, we can help Hershey PA business owners with the options needed to get the right amount of liability coverage. Call us for a quote today.