{"id":52,"date":"2020-05-31T04:00:00","date_gmt":"2020-05-31T10:00:00","guid":{"rendered":"https:\/\/www.insuranceagencyoptions.com\/blog\/?p=52"},"modified":"2020-06-01T01:22:13","modified_gmt":"2020-06-01T07:22:13","slug":"will-home-insurance-cover-tree-removal","status":"publish","type":"post","link":"https:\/\/www.insuranceagencyoptions.com\/blog\/will-home-insurance-cover-tree-removal\/","title":{"rendered":"Will Home Insurance Cover Tree Removal?"},"content":{"rendered":"<p>In Hershey, PA, when it comes to insurance and fallen trees, it can get&nbsp;a little tricky.<\/p>\n<p>You&#8217;ll want to read your policy and call your agent to be sure, but it generally breaks down like this:<\/p>\n<ul>\n<li>If the tree falls on an insured structure, like a fence, a shed, a dog house, or the home itself, you can file a claim and, assuming there are no other exclusions in play, your insurance company will pay for the removal, and any repairs.<\/li>\n<li>If the tree simply falls on flat ground and doesn&#8217;t damage anything, you&#8217;ll have to pay for the removal yourself.<\/li>\n<\/ul>\n<p>It is possible to buy an insurance policy that covers landscaping concerns, but most homeowners find this not to be worth the extra expense.<\/p>\n<p>If you have a fallen tree that needs to be removed, you&#8217;ll generally want to follow this simple rule: Don&#8217;t do things you don&#8217;t know how to do.<\/p>\n<p>The job may seem easy enough, chainsawing the tree into sections and then hauling it off in a truck, but if you don&#8217;t have any experience with chainsaws, this job can be incredibly dangerous. If you&#8217;re not a pro at tree removal, hire a pro.<\/p>\n<p>Note that the tree may have caused some underground damage such as a broken pipe or a fractured septic tank, in which case you may be covered, so check the damages before you call your agent. In a classic good news\/bad news scenario, you may find that you need more repairs than you thought, but that your insurer can possibly cover them.<\/p>\n<p>If you&#8217;re shopping for home insurance in Hershey, PA, get in touch with&nbsp;Options Insurance Agency by visiting our office&nbsp;or by phone. Options Insurance Agency can connect you with the policy that you need.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Hershey, PA, when it comes to insurance and fallen trees, it can get&nbsp;a little tricky. You&#8217;ll want to read your policy and call your agent to be sure, but it generally breaks down like this: If the tree falls on an insured structure, like a fence, a shed, a dog house, or the home [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-52","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-hershey-pa","tag-options-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/posts\/52","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/comments?post=52"}],"version-history":[{"count":1,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/posts\/52\/revisions"}],"predecessor-version":[{"id":53,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/posts\/52\/revisions\/53"}],"wp:attachment":[{"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/media?parent=52"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/categories?post=52"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/tags?post=52"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}