{"id":12,"date":"2018-09-28T02:00:00","date_gmt":"2018-09-28T14:00:00","guid":{"rendered":"https:\/\/www.insuranceagencyoptions.com\/blog\/?p=12"},"modified":"2018-10-01T11:58:18","modified_gmt":"2018-10-01T17:58:18","slug":"insuring-your-teen-driver-coverage-to-consider","status":"publish","type":"post","link":"https:\/\/www.insuranceagencyoptions.com\/blog\/insuring-your-teen-driver-coverage-to-consider\/","title":{"rendered":"Insuring your Teen Driver, Coverage to Consider"},"content":{"rendered":"<p>Before you let your&nbsp;16-year-old buy a souped-up hot rod, make sure you can afford the insurance coverage. When you have teen drivers in the house, it&#8217;s an automatic given that your rates will increase. So, talk to your Options Insurance Agency representative in Hershey, PA before co-signing for a car.&nbsp;<\/p>\n<p>Each state has its own&nbsp;minimum car insurance requirements for all&nbsp;drivers. This coverage provides limited protection, so make sure you understand what&#8217;s covered and what&#8217;s not.<\/p>\n<h3><strong>Find Out if Your Teen Qualifies for a Discount<\/strong><\/h3>\n<p>Most Pennsylvania insurers offer discounts to teen drivers who show responsible behavior trends in other areas. For example, if your son or daughter has at least a B average in high school, you can probably get a discount. Completing a drivers education course also shows responsible behavior and that&#8217;s rewarded by many insurers.&nbsp;<\/p>\n<p>Of course, just like adults, your teen should work on building up a good driving record to qualify for optimal rates.&nbsp;<\/p>\n<h3><strong>College Kids Save on Insurance<\/strong><\/h3>\n<p>If your teen is ready to head off to university and doesn&#8217;t have a car, you&#8217;re probably going to get a&nbsp;break on your car insurance.&nbsp;<\/p>\n<h3><strong>Choose the Car Wisely<\/strong><\/h3>\n<p>Ask your&nbsp;Options Insurance Agency representative for a list of cars that get the best insurance rates. Then, match it up to used cars in your area that is within your teen&#8217;s budget. This saves you from unwanted surprises down the road.&nbsp;<\/p>\n<p>This is a very exciting time for your son or daughter, and they should enjoy their new independence in Hershey, PA. You can enjoy it with them if you&#8217;ve done your research ahead of time.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Before you let your&nbsp;16-year-old buy a souped-up hot rod, make sure you can afford the insurance coverage. When you have teen drivers in the house, it&#8217;s an automatic given that your rates will increase. So, talk to your Options Insurance Agency representative in Hershey, PA before co-signing for a car.&nbsp; Each state has its own&nbsp;minimum [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-12","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-hershey-pa","tag-options-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":1,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"predecessor-version":[{"id":13,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions\/13"}],"wp:attachment":[{"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuranceagencyoptions.com\/blog\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}